A,C,E,FH,I,L – NEW YORK 22.5 HR PACKAGE 5 CE #C06715
N.Y. 22.5 Hours Package 5
AGENCY, ANTI-TRUST AND YOU Ths section meets the required 1 or 2 hours of Agency
· Learning objectives and key Terms
· Agency agreements
· Myths vs. facts
· Agency relationships
· Creating Agency
· Agent responsibilities
· Loyalty, confidentiality, disclosure, obedience, duty to account
· Client vs. Customer
· Dual Agency, Intentional or unintentional
· Creating and terminating agreements
· First Substantive Contact
· Property Disclosure
· Listing Agreements
· Landlord/tenant agreements
· The impact of lead paint
· Stigmatized property and latent defects
· Sherman and Clayton Acts
· Price fixing
· Jeopardy game
FAIR HOUSING AND ANTI-DISCRIMINATION This section meets the required 3 hours of Fair Housing
· A look back at how it all began
· Laws, regulations, exemptions
· Disabilities
· Steering, red-lining, denying access to housing
· Fair housing amendments, 1988
· Protecting covered classes
· Megan’s law
· Guidelines and restrictions
· Responsibilities of licensees
· Enforcing the law
· Legacy of segregation
· Role of government
· Working with buyers and sellers
· Possible discriminatory situations
· Harassment
· Case studies
RECOGNIZING AND UNDERSTANDING ENVIRONMENTAL CONCERNS
· Recognizing and understanding environmental concerns
· Key terms
· Impact on value
· Who protects the nation?
· Environmental Protection Agency
· Superfund
· Hazardous waste
· Clean Air and Clean Water Acts
· National Environmental Acts
· Greenhouse gas, causes and effects
· Lead paint, effects and disclosure
· UFFI, PCB, Radon, Mold
· Points to ponder
APPRAISAL VS. PRICING
· Introduction to Appraising
· Requirements to become an appraiser
· FIRREA
· USPAP
· Appraisal theory
· The purpose of the appraisal
· Value
· Basic concepts
· Legal terms
· Uses
· The practical side of appraising
· Appraisers tools
· The analysis
· Writing the appraisal
· Pricing to sell
· The presentation
· Overcoming objections
FROM CONTRACTS TO CLOSING
· Understanding the proper use of key terms
· Contents of the contract
· Forms of ownership
· Void, voidable, enforceable
· Contingencies
· Deeds
· Estates and encumbrances
· Liens
· Life estate
· Judgements
· Section, lot and block
· Recording
· Title and Title
· Insurance
· Closing
· In depth look at necessary documents
Implicit Bias
·
Understanding concepts of bias
·
Understand how implicit bias forms
·
Recognize bias in legal system
·
Be able to understand how implicit bias happens
in real estate and advertising
Cultural Competency
·
Be able to understand cultural differences
·
Know why culture matters
·
Know how to become culturally competent
·
Understand how to create a culturally sensitive
real estate experience.
* No Partial Credit can be given for this course