Description
N.Y. 22.5 Hours Package D
ANTI-DISCRIMINATION AND FAIR HOUSING This section meets the reqired 3 hours of Fair Housing
· A look back at how discrimination began
· Fair housing regulations, laws and exemptions
· Prohibited practices
· Accessibility for persons with disabilities
· Steering/redlining/blockbusting/cease and desist
· Private clubs
· Denying housing based on covered classes
· Guidelines and restrictions
· Responsibilities of salespeople and brokers
· Legacy of segregation
· Enforcing the law
· Case studies
THE REAL WORLD, AGENCY, ANTI-TRUST AND YOU This section meets the reqired 1 or 2 hours of Agency
· Learning objectives and key terms
· Agency and Agency agreements
· Types of agencies
· Responsibilities of the agent
· Defining clients/customers
· Fiduciary responsibilities
· Dual Agency
· Mandatory Agency Disclosure form
· Property condition disclosure form
· Lead paint and its’ effects
· Stigmatized properties and latent defects
· Calculating your commission and determining who will pay it
· Anti Trust
· Jeopardy Game
Avoid Problems, Manage Risk through Ethics
· Learning objectives and introduction to Risk Management and Ethics
· NAR Code of Ethics and Standards and Practices
· Advertising
· Handling money belonging to others
· Unintentional and undisclosed agency
· Dual Agency
· Documents and disclosures
· Caveat Emptor
· Property disclosure form
· Fraud and misrepresentation
· Legal advice and decisions
· Sub Agency
· Lead paint and disclosures
· Checklists
· Misrepresentation
· Price fixing and boycotts
· Summaries
· The role of government
· Summing it up
Predatory Lending
· Basics
· Property flipping
· Price gouging
· Balloon payments
· Discrimination
· Prohibited steering practices
· Predatory vs. sub-prime loans
LAND USE REGULATIONS
· Types of estates
· Restrictions and covenants
· Private land use control
· Restrictive covenants, disclosure and enforcement
· Subdivisions
· Influence of local powers
· Taxation and land use
· Municipal agencies
· Escheat
· Article 78 proceeding
· Eminent domain
· Condemnation, “taking”
· Zoning
· As of right
· Planning board
· Building dept.
· Dept. of Health
Construction
· Introduction and key terms
· Selecting the contractor
· Site planning and preparation
· Legal restrictions
· Soil conditions
· Privacy
· Certificate of completion
· NY requirements
· * No Partial Credit can be given for this course
